Withdraw Money Without SASSA Card

How to Withdraw Money Without SASSA Card – A Detailed Guide

You can Withdraw Money Without SASSA Card, so you don’t need to worry if your card has been lost or stolen. Because SASSA recognizes the importance of giving its beneficiaries easy and safe ways to handle their grants, they provide several cardless withdrawal options, including ABSA or FNB’s Ewallet, SASSA cardless payments, and withdrawals from SASSA-partnered merchants.

In the unlikely event that you misplace your card or it is stolen, and you need money in an emergency—like a medical emergency, for example—you can take out cash without a physical card. However, even with a card, you can still utilize this strategy; it’s not limited to this situation. Everything is up to personal preference.

This article will explain how to withdraw money without an SASSA card. Please continue reading to learn how to start money without an SASSA card.

Methods to Withdraw Money Without SASSA Card

You can withdraw your SASSA funds in several ways without a card. I’ll categorize them using the following three approaches:

  • Option for Sending Cash (ABSA, FNB’s E-Wallet, regular bank)
  • SASSA Cardless Payment (Withdrawal of SASSA OTP)Receive Money Straight into Your Own Bank Account

Withdrawal Via SASSA Cash Send Services (ABSA, FNB & Standard Bank)

Cash send services like ABSA, FNB’s E-wallet, and SASSA OTP withdrawal Standard Bank are the first way to get your money back. The process for cashing your funds is nearly the same for all. I’ll go over how to withdraw ABSA cash from ATMs and bank locations step-by-step.

Cash Send Via ABSA’s ATM

Follow the below steps to withdraw your grant funds via ABSA:

Step 1: Locate and Visit Your Nearest ABSA ATM

Use the branch locator to find and visit the closest ABSA ATM that supports Cash Send. Please note that not all ABSA ATMs provide Cash Send; to be sure, use the branch locator available at https://www.absa.co.za/find-us/.

Step 2: Provide Your Phone Number for Transaction

On the ATM screen, look for the Cash Send logo. A prompt asking for your phone number will appear when you click on it. Please now enter the phone number linked to your SASSA grant.

Step 3: Verify Your Transaction By OTP

An OTP will be sent to your phone number. Enter that OTP PIN at the ATM screen.

Step 4: Receive Your Grant Money

Once the OTP is verified, you will be able to withdraw funds from your SASSA account. You can either withdraw the full amount or only the amount you need at the moment.

That’s all you need to withdraw your funds via ABSA.

Cash Send Via ABSA’s Bank Branch

If you are looking to withdraw via ABSA’s Bank branch, then you need to follow the below steps:

Step 1: Locate and Visit Your Nearest ABSA Branch

Use the branch locator to locate the ABSA branch that is closest to you. Once you’ve located the branch, find out when they open and pay them a visit during business hours.

Step 2: Provide Your Phone Number TO ABSA’s Staff

Inform the branch employees that you would like to use Cash Send to withdraw your SASSA cash. The phone number you used to register for the SASSA grant will be requested from you by staff.

Step 3: Verify Your Transaction By OTP:

An OTP will be sent to your mobile phone. Provide that OTP to the bank staff.

Step 4: Receive Your Grant Money

Once your OTP has been verified by the staff, you can take your grant money out of the ABSA branch. You have the option to withdraw the entire grant amount or just the amount you currently require.

SASSA R350 Cardless Cash Withdrawal (SASSA OTP Withdrawal)

The SASSA R350 cardless cash withdrawal is also known as SASSA OTP withdrawal. For this method, you will need to use SASSA-Partnered retailers as your withdrawal method. There are six SASSA-partnered retailers listed below:

  1. Pick & Pay
  2. Shoprite
  3. Usave
  4. OK
  5. Checkers
  6. Boxer
  7. Spar

To use this withdrawal method, you will need to change your SASSA account payment method to Cash Send from the SASSA web portal at srd.sassa.gov.za. After that, you can get your grant money from any pickup of the above retailers. You will have to follow the following steps:

Step 1: Get the Necessary Things

Get your mobile phone, ID Card and SASSA/Postbank Gold Card PIN before visiting the pickup point.

Step 2: Find Your Nearest Pick-up Point

Locate your nearest pickup point of one of the SASSA-partnered retailers.

Step 3: Visit and Wait for Your Turn

Normally you will be facing long queues in pickup points. So, be patient and wait for your turn.

Step 4: Provide Your ID and Phone Number for Verification

At your turn, the staff will ask you to provide your ID number and phone number to verify that you are the actual grant owner.

Step 5: OTP Confirmation & Punching Your Pin

Now, a confirmation message will be sent to your phone number. The staff will also ask you to punch the PIN that you used to withdraw at ATMs.

Step 6: Get Your Grant!

After providing the correct PIN, the cashier will hand over your SASSA grant money.

That’s it! Now you have got your grant payment with SASSA cardless payment solution.

Get Payment Directly in Your Personal Bank Account

The most convenient option is sending my grant money straight into my bank account. Yes, this is the ideal option because it allows you to get all your grant money directly into your bank account, negating the need to rely on other sources.

You must update your banking information for this using the SASSA web interface at srd.sassa.gov.za. You will begin receiving payments in your account from the following payment cycle forward if the payment mechanism is changed to your bank account. Kindly keep in mind that SASSA cannot transfer award money to another person’s bank account; the account needs to be in your name only.

Which Cardless Withdrawal Method is Right for You?

Choosing the right way to withdraw your SASSA grant without a card can be confusing. Don’t worry; I’m here to help!

Cash Send, SASSA Cardless Payment, and Direct Bank Deposit each offer unique advantages and drawbacks. Let’s explore these methods to find the perfect fit for your needs:

1. Cash Send

  • Pros: Fast and easy to use, available at bank locations and ATMs.
  • Cons: Withdrawal fees could be more than using other options.

2. SASSA Cardless Payment

  • Pros: Secure and doesn’t require a bank account.
  • Cons: Compared to Cash Send, there are longer lines at pick-up locations.

3. Direct Bank Deposit

  • Pros: Automatic and hassle-free, no need to visit withdrawal points.
  • Cons: Setting up a bank account is necessary, and there may be delays with the initial deposit.

The best cardless withdrawal method for you depends on your priorities:

  • If speed and convenience are top priorities, Cash Send might be your best bet.
  • If you don’t have a bank account and want the highest level of security, SASSA Cardless Payment is a great choice.
  • If you prefer everything to be automatic and hands-off (like me), Direct Bank Deposit is the way to go.

No matter which method you choose, make sure to keep your SASSA PIN safe and never share it with anyone.

I will always choose the personal bank account method. As the grant money will always be at my fingertips, I can only withdraw the amount that I need to manage my finances better.

Stay Safe When Withdrawing Your SASSA Grant

Please always follow the precautions to keep your grant money safe:

  • Never share your SASSA PIN with anyone, including friends, family, or bank officials. SASSA will never ask for your PIN.
  • Be wary of calls, texts, or emails claiming to be from SASSA requesting your personal information or PIN. SASSA won’t contact you this way.
  • Always use only the official SASSA website (srd.sassa.gov.za) and verified mobile apps for managing your grant.
  • Use only SASSA-partnered retailers and ATMs listed on the official SASSA website.
  • If you suspect any fraudulent activity or attempted scam, contact SASSA immediately.


In summary, SASSA provides you the flexibility and convenience to access your funds anytime without having the SASSA card. It also provides you with multiple options such as Cash Send, Cardless Payments, and Direct Bank Deposit. Now that you understand the different withdrawal methods choose the one that matches your lifestyle and enjoy accessing your SASSA grant with ease!

Remember, your PIN is the key to your grant’s safety. Never share it with anyone, not even trusted individuals, to keep your funds secure.

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